Most people are very surprised
to learn that the average cost of a funeral and burial ranges between
$7,000 and $8,000! And remember that these costs do not take into consider
unpaid debts, such as medical bills, mortgages and estate settlements.
It can quickly become overwhelming! Cheerfully, a simple final expense
life insurance policy can relieve your family of this financial burden.
It is important to consider
each facet of a policy before making your selection. Below is a continuation
of our question and answer session. This portion focuses on those questions
most frequently asked.
Are there insurance companies who offer 'no medical
or 'no physical' life insurance?
Designed for convenience,
burial life insurance applications do not require a medical exam. Applications
are simple and the health questions are limited.
Are low cost burial insurance policies readily available?
Absolutely! Inexpensive policies
and permanent coverage has always been a favored aspect of final expense
Is a guaranteed issue
life insurance a viable option?
Are there flexible payment options?
There are actually three
different payment plans. They are as follows:
- Level Pay Plan - Requires
premiums to be paid for the life of your policy
- 10 Pay Plan - This option
calls for your premiums to be paid for 10 years
- Single Pay Plan - This
alternative requires only one premium payment
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