Burial insurance is inherently a whole life insurance policy.

We know how easy it is to become wrapped up in everyday life, and procrastinate our preparations for the future. However, there are a few simple steps you can take to ensure that you can approach each day comfortable with the knowledge that the future is well planned for. One of these options is a form of insurance known as burial insurance (simplified or guaranteed issue life insurance).

The difference?

  • Very simple application process
  • Modest face values
  • The possibility for individuals with past health problems to obtain coverage

The similarities?

  • Accumulation of cash value
  • Permanent coverage, as long as premiums are paid current

The benefits?

  • Premiums remain level
  • Policies do not require a medical exam
  • Most policies are available from as little as $1,000 to as much as $75,000
  • Accelerated death benefits (In the event of terminal illness diagnosis, final expense insurance plans typically allow the policy holder to collect up to 50% of the death benefit early)
  • Tax-free death benefit
  • The financial means for satisfying expenses related to dying

(To get a Burial Life Insurance quote, click here)

The rationale?

Most people are very surprised to learn that the average cost of a funeral and burial ranges between $7,000 and $8,000! And remember that these costs do not take into consider unpaid debts, such as medical bills, mortgages and estate settlements. It can quickly become overwhelming! Cheerfully, a simple final expense life insurance policy can relieve your family of this financial burden.


The facts?

It is important to consider each facet of a policy before making your selection. Below is a continuation of our question and answer session. This portion focuses on those questions most frequently asked.

Are there insurance companies who offer 'no medical exam'
      or 'no physical' life insurance?

Designed for convenience, burial life insurance applications do not require a medical exam. Applications are simple and the health questions are limited.

Are low cost burial insurance policies readily available?

Absolutely! Inexpensive policies and permanent coverage has always been a favored aspect of final expense insurance.

Is a guaranteed issue life insurance a viable option?

Are there flexible payment options?

There are actually three different payment plans. They are as follows:

  • Level Pay Plan - Requires premiums to be paid for the life of your policy
  • 10 Pay Plan - This option calls for your premiums to be paid for 10 years
  • Single Pay Plan - This alternative requires only one premium payment

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Why should You purchase insurance from Instaquote?

Instaquote gives you the information you need to make your insurance decision with confidence. We provide you information from the leading life insurance companies. We provide online insurance applications, and online customer service. We give you simple instructions, and competent and qualified staff to respond to your needs over the net or over the phone.

We provide a TOLL FREE telephone number for your convenience ... . It has never been easier to purchase insurance. Our extraordinary carrier database means more choices for you and you can rest assured that you can purchase for the lowest premiums available.