You can apply by phone or online. Simply answer a few health questions to apply. It’s fast, easy and there are no medical exams.
Coverage levels range from $2,000-$25,000 with rates starting at less than $7 per month.
This whole life insurance is designed to last a lifetime, as long as you continue to make payments. And your cost for coverage will never go up, and your coverage level will never go down.
For those who don't qualify for Simplified Issue Whole Life, we also offer Guaranteed Acceptance Life Insurance for those between the ages 50 and 75. You cannot be denied coverage for health reasons.
Simplified Issue Whole Life insurance offers affordable coverage to people aged 40 to 80 to help with final expenses like funeral costs, medical bills, and other debts. With this insurance, you can help protect your family from financial burdens. We make it easy to compare rates from multiple companies and applying online is simple – plus you don't need a medical exam. Simplified Issue Whole Life is affordable coverage that pays a benefit to your loved ones who can use it to help cover final expenses.